Member Insurance Programs
PR Council members have exclusive access to competitive pricing, discounts, and dividends for insurance commonly needed within the PR firm industry.
Workers Compensation (Average Dividends 40%)
Annual Dividend: Members have received 40% on average over last 10 years
Tested: The program is over 25 years old
Statutory Limits: Limits set by each state’s legislation
Property & Liability for Offices and Special Events (Discounts Up to 25%)
Property: Furnishings, fixtures, computers, phones, etc.
General Liability: Bodily injury & property damage to other persons or businesses
Business Interruption: Business income, extra expense, rental income
Errors & Omission Liability (Highly Discounted)
E&O: Protects allegations of copyright infringement, defamation, reputation damage, and liability arising from Internet activities
Security & Privacy Liability: Insures claims from accidental release, unauthorized disclosure, etc., of personal information, use of cyber technology, and SEO
Crisis Management/Public Relations Expense: Pays costs associated with responding to security breaches and similar disasters
Management Liability (Highly Discounted)
Employment Practices Liability: Insures against allegations of discrimination, wrongful termination, sexual harassment, etc.
Directors & Officers Liability: Covers allegations of “corporate mismanagement”
Fiduciary Liability: Can pay claims arising from alleged mishandling of employee benefits
Contact our brokers:
The Program Administrator is John Buttine Insurance in New York for all policies except Workers Compensation. The Workers Compensation program is administered by 4A’s Benefits Inc. Buttine has been insuring agencies of all types for over 20 years on a nationwide basis.← Back